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Finance Application

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Customer Information
First Name *
Middel Initial
Last Name *
Date of Birth *
Social Security Number *
Driver's License *
Residential Information
Rent/Own *
Rent/Mortgage *
Duration(Years) *
Duration(Months) *
Address *
City *
State *
Zip Code *
Datime Phone *
Evening Phone Number
E-Mail Address *
Employment Information
Employer Name *
Occupation *
Duration(Years) *
Duration(Months) *
Employer Phone Number *
Gross Monthly Income *
Previous Employer Name *
Duration(Years) *
Duration(Months) *
Additional Information
Additional Information
How did you hear about us? *
Sales Peson
Best Time to Contact You *
Cash Down Payment *
Trade in
Balance Owed *
I want it
Year *
Make *
Model *
Have you received your discharge papers?
I Certify
I Certify *

I certify that I have provided true and accurate information in this form. By submitting this form, I authorize the dealer to begin a credit investigation, to process my application, and to forward my application to lenders, financial institutions, or other third parties in order to process my application as outlined in the Privacy Policy which I've read and accept.

Print Signature *
Joint Signature *

Our very flexible finance program is designed for customers with credit problems. We specialize in financing customers in the following situations:

  • Poor or bad credit history
  • No credit history
  • Previous repossessions
  • Previous bankruptcy
  • Self Employed
  • Retired or living on a pension

We report your good payment history to all 3 Major credit agencies to help you maintain, establish, or restore your good credit.

Our Financing is Fast and Simple!  Please bring the following items with you when you visit our dealership:

  • Current IL driver’s license
  • Two most recent paycheck stubs and any other proof of income
  • Proof of residency within 50 miles from any of our dealerships ( i.e. utility bill, power bill, phone bill)
  • Down payment in cash, credit, or trade
  • Title to your trade(if applicable)
  • Vehicle Registration(if transferring license plates)

The amount of your down payment represents an important  part of your qualification.  A larger down payment will typically qualify you for a higher priced vehicle.

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COVID-19 We at Ideal Auto Sales Inc of Decatur care deeply about the health and well-being of ALL of our employees, customers, and vendors. With that in mind, we want to assure all of our employees, customers, and vendors that we will be doing everything within our powers to maintain a safe and healthy work environment for everyone. We will be strictly following the CDC's Interim Guidance for Business and Employers to Plan and Respond to Coronavirus Disease (COVID-19). During this time, we will continue to make adjustments as new adjustments and information is made available by the Health Experts. We are taking the following measures to conform to CDC social distancing and safety guidelines. These measures may be adjusted as new information emerges. During your visit: To limit physical contact, we will avoid shaking your hands. You will meet one-on-one with our associates whenever possible during your visit while maintaining a safe 6' distance. Location cleaning and sanitization: All hard surfaces will be routinely cleaned and sanitized. Disinfectant wipes and hand sanitizer will be made available whenever possible. Our dealerships cleaned and disinfected on a regular basis, associates are following CDC handwashing recommendations, and we are regularly cleaning common areas. Dealerships are taking extra measures to ensure that all keyboards, monitors, and phones are cleaned throughout the day. Vehicle cleaning and sanitization: We have taken measures to ensure that our vehicles are cleaned prior to placing them on the lot, post test-drive, and before delivery of the sale. Our technicians are taking extra measures both before, after, and during the service of all vehicles. These are uncharted times that unfortunately have become the world we live in. Together, we will get thru this crisis. Loan Payments We remain committed to our customers and making it easy for you to continue to make payments either via phone or online. We understand our customers may be impacted during this time. Please connect directly with your local dealership and stay in close contact with us regarding any loan payment challenges you may encounter. Please stay in contact with us so we can all get through these tough times together. Sincerely, Ideal Auto Sales Inc.