Collateral Protection Coverage

Home Collateral Protection Coverage

Do You Face Full Coverage Insurance Challenges? We Have A Solution!

-Monthly payment schedule?

-Bad driving record?

-Insurance is just too expensive?

-Hard to Obtain?

-High down-payment required?

Our Collateral Protection Program can cover your physical damage insurance requirements and may save you some money!

Not only will our Collateral Protection Program save you time, but it’s also incredibly convenient to be able to make your car payment and provide for the physical damage insurance requirement of the finance contract at the same location. AND, you don’t need to come up with several hundred dollars for an insurance down payment.

We proudly offer Collateral Protection Insurance procured through Ironklad Insurance Company Limited. An experienced insurance company with an outstanding history of excellent customer service and products.

Contact Us Today For More info and Enrollment!

Our Collateral Protection Program can work for you in any situation:

A new customer: You can enroll at the same time with your vehicle purchase, so there is no waiting for collision insurance approval.

A current customer with canceled insurance: You can fulfill your physical damage insurance requirement immediately with enrollment.

A current customer with insurance: You may find that, in many cases, our program is more cost effective than your existing insurance.

Important Questions and Answers:

Q: Is this the only coverage I must provide?
A: No, you are still required to carry the state minimum liability insurance.

Q: Will this fix my car if I have a wreck?
A: Yes, if the creditor agrees to submit the claim on its collateral protection program. A deductible may apply.

Q: If I have a problem with the engine will this repair it?
A: No, this is for physical damage coverage only. This is NOT mechanical failure coverage or a service contract.

Q: How is a claim made?
A: Its very simple; you just call your dealer.

Q: What if I want to cancel?
A: You simply notify your dealer and they will cancel your enrollment in the program. On your next payment you will be required to show proof of insurance.

Q: What if I have a poor driving record or a DUI?
A: You are still eligible for this program.

Q: Does my driving record affect the cost of my coverage?
A: No, this program was designed for both good and poor driving records.

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COVID-19 We at Ideal Auto Sales Inc of Decatur care deeply about the health and well-being of ALL of our employees, customers, and vendors. With that in mind, we want to assure all of our employees, customers, and vendors that we will be doing everything within our powers to maintain a safe and healthy work environment for everyone. We will be strictly following the CDC's Interim Guidance for Business and Employers to Plan and Respond to Coronavirus Disease (COVID-19). During this time, we will continue to make adjustments as new adjustments and information is made available by the Health Experts. We are taking the following measures to conform to CDC social distancing and safety guidelines. These measures may be adjusted as new information emerges. During your visit: To limit physical contact, we will avoid shaking your hands. You will meet one-on-one with our associates whenever possible during your visit while maintaining a safe 6' distance. Location cleaning and sanitization: All hard surfaces will be routinely cleaned and sanitized. Disinfectant wipes and hand sanitizer will be made available whenever possible. Our dealerships cleaned and disinfected on a regular basis, associates are following CDC handwashing recommendations, and we are regularly cleaning common areas. Dealerships are taking extra measures to ensure that all keyboards, monitors, and phones are cleaned throughout the day. Vehicle cleaning and sanitization: We have taken measures to ensure that our vehicles are cleaned prior to placing them on the lot, post test-drive, and before delivery of the sale. Our technicians are taking extra measures both before, after, and during the service of all vehicles. These are uncharted times that unfortunately have become the world we live in. Together, we will get thru this crisis. Loan Payments We remain committed to our customers and making it easy for you to continue to make payments either via phone or online. We understand our customers may be impacted during this time. Please connect directly with your local dealership and stay in close contact with us regarding any loan payment challenges you may encounter. Please stay in contact with us so we can all get through these tough times together. Sincerely, Ideal Auto Sales Inc.