Important Questions and Answers:
Q: Is this the only coverage I must provide?
A: No, you are still required to carry the state minimum liability insurance.
Q: Will this fix my car if I have a wreck?
A: Yes, if the creditor agrees to submit the claim on its collateral protection program. A deductible may apply.
Q: If I have a problem with the engine will this repair it?
A: No, this is for physical damage coverage only. This is NOT mechanical failure coverage or a service contract.
Q: How is a claim made?
A: Its very simple; you just call your dealer.
Q: What if I want to cancel?
A: You simply notify your dealer and they will cancel your enrollment in the program. On your next payment you will be required to show proof of insurance.
Q: What if I have a poor driving record or a DUI?
A: You are still eligible for this program.
Q: Does my driving record affect the cost of my coverage?
A: No, this program was designed for both good and poor driving records.